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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach, Florida NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact Lela Ashkarian today! Find Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach Homes - Find Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach, Florida real estate listings & homes for sale provided by Lela Ashkarian, your local expert real estate agent(s). For Home Buyers - Get home buying information, the latest listings, mortgage information, expert advice, and much more from Lela Ashkarian, a Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach, Florida NUMBER1EXPERT(S) Top Selling real estate agent(s). For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Lela Ashkarian, Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach, Florida NUMBER1EXPERT(S) Top Selling real estate agent(s). Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach Information - Find local information on Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach, Florida including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Lela Ashkarian, NUMBER1EXPERT(S) Top Selling real estate agent(s). Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Lela Ashkarian, Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach, Florida NUMBER1EXPERT(S) Top Selling real estate agent(s). About Lela Ashkarian - Information about Lela Ashkarian including testimonials, guarantees, credentials, and contact information. Learn about NUMBER1EXPERT(S) Top Selling real estate agent(s) like Lela Ashkarian in the Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach, Florida area. 
Real Estate Tips
First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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Real Estate Trivia
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Which house over 100 years old still holds the title as the largest house in the U.S.?
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| A |
The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US. |
 See More Real Estate Trivia > |
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'Lela' Ashkarian P.A. CRS, GRI, e-PRO,
Coldwell Banker Schmitt Real Estate
11050 Overseas Highway
Marathon, FL. 33050
Direct: 305-395-0814
Mobile: 305-395-0814
Private Land Line: 305-289-6492
eFax: 305-946-7771
Office Line: 305-743-5181
Email: lela@coldwellbanker.com
Email: lelasells@bellsouth.net
email: 395.0814@305.ac
email: aslanlelalu@gmail.com
Florida Keys Real Estate Top Selling and Listing Agent, Member of Primier Upscale Preview Coldwell Banker International President's Circle, specializes in Luxury homes, condos, townhouses in Marathon and Middle Keys, Key Colony Beach Real Estate, Coco Plum beaches, Grassy Key, Duck Key Shark Key and Upper Keys Islamorada. 305-395-0814. Florida Keys Real Estate
Living in Florida Keys since 1983. I will and can help you find that perfect home in the Marathon, Duck Key, Key Colony Beach, Coco Plum and Islamorada Upper Florida Keys.
Call Lela Ashkarian, Coldwell Banker Schmitt Real Estate, 305-395-0814 Real Estate Florida Keys Top CRS, GRI, e-PRO Realtor.         
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